Fintech Credit Markets Across the World: Size, Drivers and Policy Issues
After completing this reading, you should be able to: Describe the challenges involved in measuring the size of the global Fintech credit market. Describe the factors contributing to the recent growth of the Fintech credit market. Examine the potential benefits…
The Rise of Digital Money
After completing this reading, you should be in a position to: Describe the characteristics of e-money that could drive a rapid global adoption of this type of money. Describe the risks faced by the banking sector as e-money adoption rises….
The Cyber-Resilient Organization
After completing this reading, you should be able to: Describe elements of an effective cyber-resilience framework and explain ways that an organization can become more cyber-resilient. Explain resilient security approaches that can increase a firm’s cyber resilience, and describe challenges…
Banking Conduct and Culture: A Permanent Mindset Change
After completing this reading, you should be able to: Describe challenges faced by banks with respect to conduct and culture and explain motivations for banks to improve their conduct and culture. Explain methods by which a bank can improve its…
Building the UK Financial Sector’s Operational Resilience
After completing this reading, you should be able to: Describe operational resilience and describe threats and challenges to the operational resilience of a financial institution. Explain recommended principles, including tools and metrics, for maintaining strong operational resilience at financial institutions….
Striving for Operational Resilience
After completing this reading, you should be able to: Describe elements of an effective operational resilience framework and its potential benefits. Rico Brandenburg et al. defines operational resilience as “the ability of an organization to continue providing business services in…
Implementing Robust Risk Appetite Frameworks to Strengthen Financial Institutions
After completing this reading, you should be able to: Describe best practices for the implementation and communication of a risk appetite framework at a firm. Explain key challenges to the implementation of a risk appetite framework and describe ways that…
Risk Culture
After completing this reading, you should be able to: Carry out a comparison between risk culture and corporate culture and explain how they interact. Explain the factors that influence a firm’s risk culture and corporate culture. Describe methods of measuring…
Assessing the Quality of Risk Measures
After completing this reading, you should be able to: Describe the ways through which errors can be introduced into models. Explain how model risk and variability can arise through the implementation of VaR models and the mapping of risk factors…
Liquidity Transfer Pricing: A Guide to Better Practice
After completing this reading, you should be able to: Discuss the process of liquidity transfer pricing (LTP) and identify best practices for the governance and implementation of an LTP process. Discuss challenges that may arise for banks during the implementation…
